Effective date: September 22, 2026 · FundBug LLC · Pittsfield, MA
These Terms of Service ("Terms") govern your access to and use of FundBug ("Service"), operated by FundBug LLC, a Massachusetts limited liability company ("Company," "we," "us," or "our"). By accessing the FundBug website at fundbug.net, creating an account, subscribing, or otherwise using the Service, you agree to be bound by these Terms.
By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.
If you do not agree to these Terms, do not use the Service. Use of the Service constitutes acceptance of the Terms as they exist at the time of use.
FundBug is an informational research and notification service. We aggregate, curate, and deliver information about grants, loans, tax credits, corporate programs, and other funding opportunities that may be relevant to small businesses.
FundBug is not a grant writer, loan broker, financial advisor, or legal advisor. We do not apply for funding on your behalf. We do not represent you to any funding program or program administrator. We do not evaluate, approve, or guarantee your eligibility for any program. We do not provide personalized financial or legal advice. Nothing in our Service constitutes a professional recommendation.
All content — including program summaries, eligibility descriptions, match scores, and application guidance — is provided for informational purposes only. It reflects our interpretation of publicly available information at the time of research and may not be current, complete, or accurate.
Program information in our database is compiled from public sources including government portals, program websites, press releases, and other publicly available materials. We make reasonable efforts to verify and update this information, but we make no warranty that any program listing is accurate, current, complete, or free from error.
Human-reviewed program database. Every funding program that appears in a FundBug digest has been individually reviewed and approved by a real person before it reaches subscribers. Our database is built by evaluating thousands of programs and filtering out those that are irrelevant — nonprofit-only grants, government agency programs, science and healthcare-specific funding, and others outside the scope of small business use. What remains is a curated set of programs reviewed for accuracy, current status, and relevance to the subscriber base we serve.
AI-generated content. Certain features of the Service — including but not limited to match explanations ("why this fits you"), eligibility confidence scores, and Application Prep draft answers — are generated in whole or in part by artificial intelligence systems. This content is produced algorithmically based on your business profile and our program database. It is not reviewed by a human before delivery and may contain errors, omissions, or inaccuracies. AI-generated content is provided for informational and drafting purposes only. It does not constitute professional advice and should not be submitted to any funding program without your own independent review, editing, and verification. FundBug is not responsible for outcomes resulting from use of AI-generated content.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FUNDBUG LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
Funding program requirements, deadlines, award amounts, and eligibility criteria change frequently. We do not guarantee that information in our database reflects the current state of any program at the time you receive or read it.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FUNDBUG LLC AND ITS OWNER(S), EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE OR RELIANCE ON ANY INFORMATION PROVIDED THEREIN.
This includes, without limitation, damages for: loss of funding, lost profits, missed grant opportunities, failed loan applications, wasted application time or fees, decisions made in reliance on program information that later proves inaccurate, or any other outcome — positive or negative — related to your use of FundBug.
In no event shall FundBug LLC's total liability to you for all claims arising from or related to the Service exceed the total subscription fees paid by you to FundBug LLC in the twelve (12) months immediately preceding the claim.
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the above limitations apply to the fullest extent permitted by law.
You are solely responsible for independently verifying all information before acting on it. Before applying to any program identified through FundBug, you should:
FundBug's summaries, eligibility descriptions, and match explanations are interpretations intended to help you identify programs worth investigating — not authoritative determinations of eligibility or fit. The final determination of eligibility for any program rests solely with the program administrator, not with FundBug.
FundBug makes no representations or guarantees that use of the Service will result in any grant award, loan approval, or other funding outcome. Competitive grant and loan programs involve factors entirely outside FundBug's knowledge or control, including application quality, review panel decisions, available funding pool, and program administrator discretion.
The act of identifying a program and the outcome of any application are separate matters. FundBug does not accept responsibility for funding outcomes — positive or negative — that result from your application decisions.
The Service does not constitute a promise, representation, or guarantee of any funding result. Any historical examples, program success stories, or illustrative dollar amounts referenced in our materials are provided for informational purposes only and do not guarantee similar results for you.
14-day free trial. New subscribers receive a 14-day free trial. Unless your account is sponsored or activated with a code, your card is collected at signup but not charged until your trial ends. If you cancel before your trial ends, your card will not be charged.
Sponsored memberships and codes. An organization, such as an economic council, chamber of commerce, or advisor organization, may pay for your account under its own agreement with FundBug, and you may activate it with a code instead of a payment card. We may also offer complimentary access by code. If a sponsorship or complimentary period ends, we will tell you by email. Your account and its information remain available, and you may continue by subscribing yourself or close your account. You will not be charged unless you choose to subscribe.
Email verification required. Your trial requires email verification within 14 days of signup. If your email is not verified by the end of the trial period, your subscription will be automatically cancelled at no charge.
Billing. Subscriptions are billed in advance, either monthly or annually, depending on the plan selected at signup. All payments are processed securely through Stripe. By subscribing, you authorize FundBug LLC to charge your payment method on a recurring basis.
Cancellation. You may cancel your subscription at any time through your subscriber portal or by emailing hello@fundbug.net. Cancellation takes effect at the end of the current billing period. We do not provide prorated refunds for unused portions of a billing period except at our sole discretion.
Refunds. All subscription fees are non-refundable except as required by law or as offered at our sole discretion. If you believe you were charged in error, contact us within 30 days at hello@fundbug.net.
Price changes. We may change subscription prices with reasonable notice. Continued use of the Service after a price change constitutes acceptance of the new pricing.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate business profile information. FundBug's ability to deliver relevant matches depends on the accuracy of the information you provide.
Advisor accounts. If you use FundBug's advisor tools to enter information about another business, you confirm that you have that business owner's permission to do so, and you are responsible for the accuracy of what you enter. The business owner may ask us to delete that information at any time.
We reserve the right to suspend or terminate accounts that violate these Terms or that provide materially false business information.
All content, design, copy, software, and materials comprising the FundBug Service — including digest content, program database, match explanations, and website design — are the proprietary property of FundBug LLC and are protected by copyright and other applicable intellectual property laws.
Your subscription grants you a limited, non-exclusive, non-transferable right to access and use digest content for your own business purposes. You may not reproduce, distribute, resell, or republish FundBug content without written permission.
Your content. Your business information, your tracker entries, and the answers you write, edit, or save in Application Prep remain yours. Draft answers FundBug generates for you may be used, edited, and submitted in your own applications without restriction. You grant FundBug LLC a license to store and process your content as needed to provide and improve the Service, as described in our Privacy Policy.
You agree to indemnify, defend, and hold harmless FundBug LLC and its owner, employees, contractors, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) any information you provide to FundBug; (c) your violation of these Terms; or (d) your application to or dealings with any funding program identified through FundBug.
These Terms are governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the state and federal courts located in Berkshire County, Massachusetts.
Before initiating any legal action, you agree to first contact us at hello@fundbug.net and provide a reasonable opportunity (no less than 30 days) to resolve the dispute informally.
Assignment. FundBug LLC may assign or transfer these Terms, in whole or in part, without your consent, including to a successor in a merger, acquisition, reorganization, or sale of all or part of its business or assets. These Terms will continue to bind you and the successor. You may not assign or transfer these Terms without our written consent.
Organization agreements. When an organization signs a separate written agreement with FundBug LLC, for example to sponsor memberships or use advisor tools, that agreement governs the organization's pricing, billing, and reporting, and these Terms govern each individual's use of the Service. If the two conflict on a matter between FundBug LLC and the organization, the organization's agreement controls.
We reserve the right to update or modify these Terms at any time. When we make material changes, we will update the effective date at the top of this page and, where appropriate, notify subscribers by email. Continued use of the Service after any changes constitutes acceptance of the updated Terms.
Questions about these Terms? Contact us:
FundBug LLC
82 Wendell Ave, Suite 100
Pittsfield, Massachusetts 01201
hello@fundbug.net